Having a bank account that works smoothly and matches your needs isn’t just convenient—it can make a huge difference when your financial health is at stake.
You’ll want your bank (or credit union) to have a great mobile app. Check reviews on your app store. You should be able to:
- find your balance easily
- deposit checks and paying bills electronically
- locate nearby ATMs so you can get cash when you need it.
You may also want to find out whether your bank works with touchless payment systems like Apple Pay and Google Pay.
Finally, whatever you use, pay close attention to fees! Banks—and processors like PayPal and Venmo—make big money from fees.
Do your research! Try starting at review articles like these at nerdwallet.com and cnbc, but make sure to check in directly on the website of any bank you’re considering, too, to make sure you have the facts you need.